5 tools
fi-calc is a comprehensive suite of 38 free financial calculators created to help users with personal finance planning and analysis. The collection includes specialized calculators for investing, mortgage calculations, debt management, savings planning, retirement preparation, and additional financial topics. Each calculator features interactive charts to help visualize results and understand financial implications. All tools are accessible without requiring any signup or account creation, making them immediately available for use. The suite supports both quick financial assessments and detailed long-term planning, providing accessible resources to help users make informed personal finance decisions.
Calculates savings required to coast to FIRE (Financial Independence, Retire Early) at retirement age. Determines how much needs to be saved now to allow investments to grow to retirement goals without additional contributions. Useful for individuals pursuing FIRE strategies who want to reduce savings intensity in later career years. Helps plan whether current savings can reach retirement goals through investment growth alone, informing long-term financial strategy.
Calculates your remaining 401(k) contribution room for the current year using IRS-published base and catch-up contribution limits. The tool displays the standard annual limit, catch-up amounts where applicable, and links each figure directly to its official government source, so you can verify the amounts against authoritative IRS documentation. This helps employees understand exactly how much additional retirement savings they can contribute before year-end while maintaining full compliance with federal contribution limits. Having a clear picture of your available contribution room is essential for maximizing tax-advantaged retirement savings, and the direct government source links ensure you're always working with official, current IRS figures.
A comprehensive suite of UK-focused financial calculators designed to support personal finance planning and tax analysis. Available tools include take-home pay calculators, stamp duty estimators covering England, Scotland, and Wales, student loan repayment projections for Plans 1, 2, 4, 5, and postgraduate loans, retirement savings planners, mortgage cost and repayment estimators, and debt management analysis tools. Each calculator provides quick estimates to help inform financial decisions and tax planning strategies. All calculations run directly in your web browser with no registration or account required, ensuring data privacy and immediate accessibility. An optional Google Drive integration is available for users who want to save and sync their calculations across devices.
Enter your current savings, expected monthly spending, and how long you expect your retirement to last. The tool compares three portfolio strategies selected from 23 different tested and validated investment approaches. Each strategy is presented clearly to help you evaluate different paths toward financial independence and understand the important trade-offs, potential risks, and realistic outcomes associated with each option. Save the portfolio strategy that resonates most with your situation for further investigation. No account is required to use the tool, making it freely accessible for anyone starting their retirement planning journey. By comparing multiple validated investment approaches, you gain the information needed to make confident financial decisions that align with your personal retirement goals.
