1 tool
After a group trip or dinner, calculating who owes what can become complicated when different people paid for different things and the amounts don't divide evenly. This calculator simplifies the settlement process by taking each person's name and total amount they paid, then calculating the minimum number of bank transfers needed to make everyone even. The tool generates a clear settlement plan showing exactly who needs to pay whom and how much. Simply add participants, enter what each person paid across the event, and let the calculator handle the math. All calculations are performed instantly in your browser with no data stored.