NerdWallet Financial Calculators

Affordability Calculator

Determines the home price you can afford from income, debts, down payment, and rate.

Auto Lease Calculator

NerdWallet offers a free car lease calculator for estimating monthly payments and lease cost components from vehicle ...

Auto Loan Calculator

Calculates monthly auto loan payments and total cost from price, rate, and term.

Auto Refinance Calculator

Estimates savings from refinancing an existing auto loan at a lower rate.

Down Payment Calculator

Calculates how much down payment to save based on home price, savings rate, and timeline.

Mortgage Amortization Calculator

Shows the amortization schedule for a mortgage across its full term.

Mortgage Calculator

Estimates monthly mortgage payments including taxes, insurance, and HOA dues.

Personal Loan Calculator

Computes personal loan payments and total interest from principal, APR, and term.

Refinance Calculator

Calculates monthly and total savings from refinancing an existing mortgage.

Student Loan Calculator

Projects student loan payoff timeline and total interest under different repayment plans.

401(k) Calculator

Models 401(k) growth with employer match, contribution increases, and long-term returns.

CD Calculator

Calculates Certificate of Deposit returns from rate, term, and compounding frequency.

Retirement Calculator

Estimates retirement savings adequacy and projects future balances at retirement age.

Roth IRA Calculator

Projects Roth IRA growth and compares its tax-free outcome to a traditional IRA.

Savings Calculator

Balance Transfer Savings Calculator

Calculates savings from transferring credit card balances to a 0% APR card.

Budget Calculator

Allocates monthly income across needs, wants, and savings using the 50/30/20 rule.

Net Worth Calculator

Calculates personal net worth from assets minus liabilities with category breakdowns.

Auto Loan Payment Calculator

NerdWallet’s free auto loan calculator provides estimated monthly payment, total loan cost, payoff date, and a full a...

Auto Loan Refinance Calc - Compare Refinancing Options

NerdWallet’s Auto Loan Refinance Calculator compares your current loan against a potential refinance using balance, p...

Capital Gains Tax Calculator

Computes capital gains tax owed on the sale of investments by holding period.

Federal Income Tax Calculator

Estimates federal income tax liability from filing status, income, and deductions.

Closing Costs Calculator

Estimates mortgage closing costs including origination fees, title insurance, and escrow.

Rent vs. Buy Calculator

Compares the long-term financial outcome of renting versus buying a home.

Compound Interest Calculator

Models compound interest growth on savings or investments over time.

Investment Return Calculator

Calculates future portfolio value from initial investment, contributions, and expected return.

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Its calculator hub includes a Home and Mortgage section with a mortgage calculator, affordability, refinance, rent vs...

Asset Allocation Planner Calculator

Free asset allocation calculator that lets you estimate your current allocation and explore basic mixes to see how sh...

Average Daily Balance Calculator ↗

NerdWallet provides a dedicated Average Daily Balance credit card calculator that lets users enter balances, purchase...

Cost of Living Calculator

Compares cost of living between any two US cities across housing, food, and other categories.

Credit Card Interest Calculator

Computes interest charges on a credit card balance based on rate and payment amount.