NerdWallet Financial Calculators
NerdWallet's personal finance calculators span mortgages, credit cards, banking, loans, retirement, taxes, and net worth — backed by their broader financial education content.
Loans & Mortgages(10)
Affordability Calculator
Determines the home price you can afford from income, debts, down payment, and rate.
Auto Lease Calculator
NerdWallet offers a free car lease calculator for estimating monthly payments and lease cost components from vehicle ...
Auto Loan Calculator
Calculates monthly auto loan payments and total cost from price, rate, and term.
Auto Refinance Calculator
Estimates savings from refinancing an existing auto loan at a lower rate.
Down Payment Calculator
Calculates how much down payment to save based on home price, savings rate, and timeline.
Mortgage Amortization Calculator
Shows the amortization schedule for a mortgage across its full term.
Mortgage Calculator
Estimates monthly mortgage payments including taxes, insurance, and HOA dues.
Personal Loan Calculator
Computes personal loan payments and total interest from principal, APR, and term.
Refinance Calculator
Calculates monthly and total savings from refinancing an existing mortgage.
Student Loan Calculator
Projects student loan payoff timeline and total interest under different repayment plans.
Retirement & Savings(6)
401(k) Calculator
Models 401(k) growth with employer match, contribution increases, and long-term returns.
CD Calculator
Calculates Certificate of Deposit returns from rate, term, and compounding frequency.
Retirement Calculator
Estimates retirement savings adequacy and projects future balances at retirement age.
Roth IRA Calculator
Projects Roth IRA growth and compares its tax-free outcome to a traditional IRA.
Savings Calculator
Projects savings growth from initial deposit, contributions, and interest rate.
Social Security Calculator
Estimates Social Security retirement benefits based on earnings history and claiming age.
Personal Finance(3)
Balance Transfer Savings Calculator
Calculates savings from transferring credit card balances to a 0% APR card.
Budget Calculator
Allocates monthly income across needs, wants, and savings using the 50/30/20 rule.
Net Worth Calculator
Calculates personal net worth from assets minus liabilities with category breakdowns.
Transportation(2)
Auto Loan Payment Calculator
NerdWallet’s free auto loan calculator provides estimated monthly payment, total loan cost, payoff date, and a full a...
Auto Loan Refinance Calc - Compare Refinancing Options
NerdWallet’s Auto Loan Refinance Calculator compares your current loan against a potential refinance using balance, p...