Bankrate Calculators
Bankrate hosts a comprehensive set of financial calculators covering mortgages, auto loans, credit cards, savings, investing, retirement, insurance, and small business finance.
Loans & Mortgages(14)
Amortization Schedule Calculator
Generates a full month-by-month amortization schedule showing principal and interest breakdowns.
Auto Lease Calculator
Bankrate’s free auto lease calculator estimates monthly lease payments and total lease costs using MSRP, negotiated p...
Auto Lease vs Buy Calculator
Compares the total cost of leasing versus buying a vehicle over a holding period.
Auto Loan Calculator
Calculates monthly auto loan payments and total interest from price, down payment, rate, and term.
Auto Loan Payoff Calculator
Shows interest savings and timeline impact of paying extra on an auto loan.
Auto Refinance Calculator
Estimates monthly and lifetime savings from refinancing an existing auto loan.
Business Loan Calculator
Calculates monthly payments and total interest for small business loans.
Home Affordability Calculator
Computes the home price you can afford based on income, debt, down payment, and rate.
Loan Calculator
General-purpose loan calculator for any loan type — computes payment, interest, and amortisation.
Loan Comparison Calculator
Side-by-side comparison of multiple loan offers showing total cost over the loan term.
Mortgage Calculator
Estimates monthly mortgage payments from loan amount, rate, and term with property tax and insurance options.
Personal Loan Calculator
Computes personal loan monthly payments and total interest from principal, rate, and term.
Simple Loan Payment Calculator
Quick loan payment calculator with minimal inputs for fast estimation.
Student Loan Calculator
Projects student loan repayment timeline and total interest across federal and private loans.
Personal Finance(9)
Bank Fee Comparison Calculator - Find the Best Account
Bankrate’s checking account comparison page reviews and compares accounts using fee criteria such as monthly charges ...
CD Interest Calculator
Computes interest earned from a Certificate of Deposit from rate, term, and compounding frequency.
Car Insurance Calculator
Estimates expected car insurance premiums based on driver, vehicle, and coverage factors.
College Savings Calculator
Projects required college savings based on expected costs, current savings, and time horizon.
Credit Card Balance Transfer Calculator
Calculates savings from transferring credit card debt to a lower-rate card.
Home Insurance Calculator
Estimates homeowners insurance premiums from property value, location, and coverage choices.
Money Saver Calculator
Projects how everyday savings habits compound into significant amounts over time.
Net Worth Calculator
Computes personal net worth by summing assets and subtracting liabilities.
Student Budget Calculator
Helps students plan and track education expenses against income and aid.
Retirement & Savings(5)
401(k) Calculator
Models 401(k) growth with personal contributions, employer match, and long-term returns.
Retirement Income Calculator
Projects sustainable retirement income from a savings balance using the safe withdrawal rate.
Retirement Plan Calculator
Estimates retirement savings adequacy from current balance, contributions, and target retirement age.
Savings Calculator
Projects savings growth from an initial deposit, ongoing contributions, and an annual interest rate.
Savings Goal Calculator
Calculates required monthly savings rate to hit a target balance by a chosen date.
Investing & Markets(4)
Annuity Calculator
Calculates payout amounts and growth of an annuity over a chosen period.
Compound Interest Calculator
Models compound interest growth over time with adjustable compounding frequency.
Investment Goal Calculator
Determines required monthly investment to reach a financial goal in a target timeframe.
Return on Investment Calculator
Calculates investment ROI percentage from initial investment, final value, and time held.
Transportation(3)
Auto Loan Calculator - Calculate Monthly Car Payments
Bankrate’s free auto loan calculator estimates monthly payments using loan amount, term, rate, and vehicle condition....
Auto Loan Payment Calculator
Bankrate’s free auto loan calculator estimates monthly payment and total interest from principal, term, vehicle condi...
Auto Loan Refinance Calc - Compare Refinancing Options
Bankrate’s Auto Refinance Calculator lets users enter current loan details and a proposed refinance offer to estimate...
Debt & Credit(3)
Credit Card Minimum Payment Calculator
Calculates the minimum monthly payment due on a credit card based on balance and rate.
Credit Card Payoff Calculator
Estimates payoff timeline and total interest for a given monthly payment on a credit card balance.
Debt-to-Income Ratio Calculator
Calculates your debt-to-income ratio, a key mortgage-qualification metric.